Obituaries

Donald Seiwald
B: 1928-07-27
D: 2018-11-16
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Seiwald, Donald
Nellie Lytton
B: 1924-11-01
D: 2017-12-08
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Lytton, Nellie
Dorothy Frederick
B: 1936-09-26
D: 2017-12-08
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Frederick, Dorothy
Carol Denney
B: 1946-06-22
D: 2017-12-05
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Denney, Carol
John Berry
B: 1929-08-03
D: 2017-12-05
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Berry, John
Lorine Bott
B: 1932-06-15
D: 2017-12-04
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Bott, Lorine
Mary Campbell
B: 1947-03-12
D: 2017-12-04
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Campbell, Mary
Gary Stewart
B: 1937-12-27
D: 2017-12-02
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Stewart, Gary
Lloyd Pritchett
B: 1930-01-29
D: 2017-12-02
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Pritchett, Lloyd
Michelle Kuhn
B: 1973-08-25
D: 2017-12-01
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Kuhn, Michelle
Kenneth Willey
B: 1921-11-09
D: 2017-12-01
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Willey, Kenneth
James Kohl
B: 1937-10-02
D: 2017-12-01
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Kohl, James
Fred Cherry
B: 1931-12-18
D: 2017-12-01
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Cherry, Fred
Chad Simmons
B: 1971-12-31
D: 2017-11-28
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Simmons, Chad
Norma "Ann" Clark
B: 1936-06-05
D: 2017-11-27
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Clark, Norma "Ann"
Russell Vanderpool
B: 1934-10-06
D: 2017-11-26
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Vanderpool, Russell
Vern Scott
B: 1929-11-17
D: 2017-11-26
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Scott, Vern
Charlotte Dyer
B: 1918-02-18
D: 2017-11-26
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Dyer, Charlotte
Terri Rains
B: 1953-03-24
D: 2017-11-25
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Rains, Terri
Barbara Miller
B: 1933-11-22
D: 2017-11-25
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Miller, Barbara
James Musick
B: 1932-01-27
D: 2017-11-25
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Musick, James

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Independence, MO 64052
Phone: 816-252-7900
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We can help you make plans to protect your family, honor your wishes, and save you money. Click here to request more information.

Your money is kept in the community at UMB

The Speaks Trust-funded Preneed Plan has been in place since the 1970s.  Your money is held in trust for you at UMB bank, right here in the Kansas City area.  Most people consider it important to know that their funds are not sent off to some out-of-state corporate office.  It is administered locally, right here in the community.  And our Preneed Trust is regulated and audited by the State of Missouri on a regular basis, as well as by the bank auditors. 

 

Not an insurance product, so you save money

With an insurance-funded preneed plan, you pay for the so-called “cost of insurance.”  That means that if you had an $8,000 funeral plan you might pay the insurance company an additional amount, perhaps up to $4,000 in some cases, to “insure” you.  So your plan might actually cost you a total of around $12,000, if you use the typical insurance product to fund your service.  With Speaks, you use a Trust-funded preneed plan and there is no “cost of insurance” that ends up in the pocket of the insurance company.

 

No health questions, so anyone can qualify

Our preneed plans do not require you to answer any awkward health questions.  We don’t ask if you have been diagnosed, if you are sick, or if you have any major health conditions.  Instead, our preneed plan is open and available to anyone that wants to put a plan in place.  We find that having this easy qualification process makes it easier for you and your family.

 

Flexible payments on your preneed plan

We are able to adjust your monthly payment amount to fit your budget. An insurance company won’t do that. You can pay in one lump sum, make 12 monthly payments, 36 months, 60 months, or even 120 months….or any number in between.  By doing it this way, your plan can be affordable and work within your existing financial situation.

 

Money-back guarantee

We offer a money-back guarantee.  If you move out of state, need to provide financial assistance to a relative, or just decide that you want your money back for any reason, we will cut you a check. In full.  An insurance company will never provide a total refund.  With our Preneed Plan, you can rest assured that if something happens and you need a refund, you will not be penalized.